One Simple Step Can Take You From Being A Good Investor to Being A Great Investor
How Working With A Portfolio Strategist Will Benefit Your Portfolio
Isn't a Portfolio Strategist just another name for a financial advisor?
No. A financial advisor helps you define what is important to you, what goals still lie ahead, what obstacles remain to incorporate into a strategy to build your portfolio, and helps you make smarter decisions and reports the status of your progress.
Portfolio strategists have different responsibilities. The firms we primarily bring to our clients represent some of the best financial minds in the business - teams of analysts, academics, and other investment experts - whose purpose it is to build the best possible portfolios for our clients. Many of them have been classified as”Best of Class”™ by Wilshire Associates.
Rely on a Company that Brings the Experts to You
Investor Resources is a part of this positive change. We see and appreciate the increased value working with a portfolio strategist offers our clients, which supports our ultimate goal to help you achieve a maximum level of success.
It's important to choose the right strategist, and Investor Resources promises that the portfolio strategists will philosophically and practically fall in line with our approach to managing your personal investment profile.
The Four Key Factors to Choosing the Right Strategist
One Strategist versus Multiple Strategists
We know no two investors' philosophies and goals are exactly the same, so it's unreasonable to think every investor will get the same benefit from one investment approach. That's why Investor Resources works with a team of strategists, creating the right combination of styles to help you better customize your investment plan to meet your goals.
Strategic versus Tactical
There are two basic approaches to asset allocation - passive and active - or strategic and tactical. Some investors prefer a strategic investment approach, which sets long-term target asset mixes that stay relatively consistent over time. Investors who are willing to accept returns that are in line with the broader market often use this style.
However, tactical allocation is commonly used by investors looking to take advantage of areas of the market they think offer the best opportunities at a particular moment. For example, if they see exceptional growth potential in US stocks relative to the other assets classes (such as overseas equities or bonds), they might increase their portfolio exposure to stocks while reducing their stake in bonds and foreign markets. These investors believe that superior managers can beat their benchmarks by actively exploiting short-term inefficiencies.
Standard or Tax-managed portfolio
Where you get your investment funding must also be considered. If you're investing through an individual retirement account (IRA) or other qualified plan, a tax-managed strategy is not required. However, affluent investors in high marginal tax brackets investing in regular accounts might consider strategists who pay close attention to minimizing tax liabilities. Investor Resources works with strategists who see our client's entire financial picture, including tax ramifications.
Domestic Versus Global
Roughly half the world's investment opportunities are found outside the United States. Therefore, we believe that investors give themselves the best chance of achieving better returns and greater diversification by investing globally. We favor strategists who share our global approach to investments.
Register for our workshop to learn more about the differences between strategic and tactical investing and how you can take advantage of the market.
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