Investor Resources and its representatives are in compliance with the current filing requirements imposed upon registered investment advisers by those states in which Investor Resources maintains clients. Investor Resources may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Investor Resources’ web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Investor Resources’ web site on the Internet should not be construed by any consumer and/or prospective client as Investor Resources’ solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Investor Resources with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Investor Resources, please contact the SEC or the state securities regulators for those states in which Investor Resources maintains a notice filing. A copy of Investor Resources’ current written disclosure statement discussing Investor Resources’ business operations, services, and fees is available from Investor Resources upon written request. Investor Resources does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Investor Resources’ web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Investor Resources) made reference to directly or indirectly by Investor Resources in its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the impact of which would have the effect of decreasing historical performance results. Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Investor Resources), will be profitable or equal any historical performance level(s). Certain portions of Investor Resources’ web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Investor Resources’ (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Investor Resources, or from any other investment professional. Investor Resources is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice. Rankings by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that any client will experience a certain level of results if Investor Resources is engaged, or continues to be engaged, to provide investment advisory services, nor should they be construed as a current or past endorsement of Investor Resources by any of its clients. Rankings published by Bloomberg Wealth Manager and others, generally base their selections on information submitted by investment advisors throughout the country. To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Investor Resources’ web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Investor Resources, or from any other investment professional. 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