Halloween came early on Wall Street with the Dow Jones Index falling 934 points on Wednesday! Government threats of renewed lock-downs in Europe are collapsing an already weak economy. Rising cases and hospitalizations are increasing fears of similar decisions here in the USA. Shades of February when the S&P-500 fell 35%! Are you prepared for another go ’round? We have already implemented our February strategy that saved our clients many sleepless nights and a lot of money.